What Are Affordable Rehab Options if I Receive Government Assistance?

While there is a lot of talk about how and why individuals with substance use disorders should get treatment, there isn’t much discussion about how much money it costs to receive this treatment. Even though these recovery programs are worthwhile investments, many people simply don’t have the necessary funds to spend on treatment.

Many individuals considering treatment often wonder if there are any available
rehab options if they are on government assistance. Thankfully, certain government agencies do provide resources for substance abuse treatment.

Rehab Options for Government Assistance

Individuals on government assistance will find that there are a variety of options in the way of federal
support for substance use disorders. These resources work to offset the costs of treatment. While many of these options aren’t completely free, several do cover a portion or all of the costs for outpatient rehab, inpatient rehab, medication-assisted therapies, counseling sessions, and treatment services for ongoing care.

Consider the following support options for individuals seeking treatment for substance abuse:

  • Medicaid and Medicare

Medicare and Medicaid are state and federal-funded health insurance programs that offer assistance for those seeking substance abuse treatment.

With Medicaid, individuals that are disabled or 65 and over can take advantage of financial support

With Medicare, low-income families living under the poverty line can use this government assistance for treatment options.

In both cases, the state usually determines one’s eligibility for the amount of assistance they receive. For example, an individual’s health plan might cover rehab for a set amount of days or may vary based on the patient’s condition. Even with the options of Medicaid and Medicare, it’s important to note that a rehab facility may not accept these as a form of payment.

  • Veterans Administration Benefits

Individuals that have left the military can take advantage of their VA benefits to help fund treatment. The VA offers several types of options or treatment for substance use disorders.

These programs provide veterans with specialized care to help them break the addiction, as well as work through any underlying issues like PTSD, depression, pain, or insomnia that may accompany these substance use disorders.

These programs are quite versatile and offer weekend, evening, and daytime options. Additionally, many programs offer residential treatment for any veterans that are too far from a local VA clinic.

  • Affordable Care Act

the ACA or Affordable Care Act can help individuals on government assistance that need support for mental health conditions and substance use disorders. These are both covered as part of the ACA’s 10 essential health benefits. As a result, individuals can’t be charged more or denied coverage for care because of a substance use disorder.

Under the ACA umbrella, individuals have access to treatment options like counseling, medication, screenings, rehab, and detox programs, though the extent of coverage will vary for each person. Every insurance plan will cover different services, so if you are looking to the ACA to support your treatment, review what your policy includes before you decide on your treatment center.

  • Substance Abuse and Mental Health Services Administration Grants

Substance Abuse and Mental Health Services Administration or SAMHSA offers grants to help offset the cost of treatment. These federal grants are mandated to help treat mental health issues and substance use disorders.

Some of the SAMHSA grants will offer care for specific portions of the population, as the Services Grant Program for Residential Treatment for Pregnant and Postpartum Women. Similar target populations may include people with HIV/AIDS, individuals with tuberculosis, or IV drug users. These funds can also be allocated to individuals that don’t have any type of insurance.

  • Other Low-Cost Rehab Options

There are several rehab facilities that offer their services for free or on a sliding scale basis. However, while these centers do have free services, many have waiting lists, as well as the requirement that any would-be patient must prove that they need low-income treatment options.

The Cost of Treatment

The cost of treatment will vary for each person but generally depends on a variety of the following factors:

  • If the person chooses outpatient or inpatient treatment
  • The length of the program.
  • Whether a dual diagnosis is involved.
  • The level of luxury of the facilities.

Treatment isn’t inexpensive, but it’s worth far more than any monetary amount. Speak with our counselors today about your options for treatment by contacting us at 833-762-3739.