How Can I Find an Affordable Rehab Center for My Son when I’m Living on Retirement Income?

If you are searching for an affordable rehab center for your son, congratulations. This is an important step when it comes to recovery, as a rehab center will provide the proper methods that your son needs to get clean and stay that way. He’ll be given the opportunity to detox with medical supervision, participate in many different types of therapy sessions, and will have the chance to learn more about his addiction.

However, none of this will be available if you cannot pay for it. Unfortunately, rehab centers are often a bit costly. This is especially true if you opt for inpatient rehab over outpatient. You may be wondering how you can afford rehab for your son if you are living on a retirement income. Read on to learn more about your options.

Inpatient vs. Outpatient- Which Can You Commit To?

The first step to finding an affordable rehab for your son is to consider what type of rehab he can commit to. Too many people think that you must commit to months of rehab at a time in order for it to be effective. While a six-month rehab stay is a chance for your son to stay away from his hostile environment for a long time, it isn’t always feasible. This is especially true when money is a factor. Luckily, there are many more options to consider.

Full-time rehab can be very expensive. If you are trying to pay for the care with your retirement, consider part-time rehab, or outpatient. Outpatient services are the least expensive choice since the client is only attending a certain amount of time during the week. You won’t be paying for room and board or for meals. You can also utilize weekend services if your son can make them. They are a more affordable option if you are living on a strict budget. They are often pay-as-you-go, an easier way to budget on a retirement income.

Talk to Your Insurance Company

Does your son have his own health insurance, or is he currently on your plan? If insurance is available either way, talk to the company about what they will and won’t cover. Many people don’t realize that insurance policies often cover rehabilitation services, and they are shocked to learn that it will. Your representative can help you navigate the insurance system, which can be tricky and confusing. Your insurance, or your son’s insurance, may cover certain parts of rehab when you don’t have the cash to pay for it. Some cover a certain amount of weeks through an inpatient program while others just cover certain services. Gather all of the information that you can concerning what insurance will and won’t cover. Then, start searching for rehabs in your area that take your insurance.

Grants May Cover Rehab

Begin searching for state-funded rehab programs in the state you are living in. There are many programs that offer grants to addicts who are willing to go to rehab. You may also find help through local churches, community service outreach programs, and local foundations. If your son identifies with the LGBQTIA+ community, look for groups and foundations that cater towards this particular population. Ask your doctor if they have any information on local resources that could help with grants. While they may not be aware of any in particular, they may be able to give you information on agencies that would know what to do. Additionally, check out SAMHSA, the Substance Abuse and Mental Health Services Administration, to learn more about grant funds for substance abuse.

Consider All of Your Options

It can be hard to ask for help when your son needs rehab. But substance abuse is nothing to be ashamed of, and his life is worth it. If you are living on retirement funds and need help paying for rehab, consider asking family and friends for help. Set up a GoFundMe or utilize another crowdfunding website to ask for the money you need. You can also talk to the rehab center to learn more about their options. Depending on the facility you and your son choose, they may offer payment plans or discounted sessions. Many rehabs will also help you find the grants or loans you will need for your son to check into rehab.

Call Today to Learn More

If your son is ready to check into rehab, congratulations. We are here to help make the process as easy as possible for you. Give us a call today at 833-762-3739 to learn more about our organization. Help is just around the corner.